Charge back on 4 month old sale via PayPal

Big on Hosting. Unlimited Space & Unlimited Bandwidth
I lost data of my clients and thought to move them to new server but today I got 3 charge back.

2 were of small amount. I understand they can fight for their loss. But I am not getting how a 4 month old sale of $40 got a charge back?

Case:

1. I was paid $40 by client for making a front end(html and css) and back end (box billing cnfig.) and reseller hosting for 1 year.
2. When I asked for pricing he said he doesn’t need it now.
3. Later I changed my server IP. He was using a mail which was on old IP so I can’t reach him and ask him to change IP.
4. After a month I contacted him about the new IP and he asked his credit card company to make a charge back.

Now he never tried to contact me, didn’t specified any reason for charge back and is now not replying to emails. Domain is having whois. I called PayPal and they told me they are helpless.

Now I have many questions:

1. My frend can make 3 charge back a year and that too within 3 months. So how could he do that? VISA and Master Cards have different policies in different countries?
2. How can we trust PayPal as for Website Designers their is no protection.
3. PayPal is still considered best (read somewhere that others refund money even after 1 year).


Last edited by abhishekkjain; Today at 01:49 PM.

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