Hosting Query – Private SSL and dedicated IP needed?

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I am new to hosting and web designing. Just getting into it to support my other initiatives.
I have just bought hostgator(monthly) baby plan for my website to test and learn to use wordpress and other features. I am planning to host other websites as well. These will be light websites(artists… startups… etc.)

I am satisfied with hostgator and will extend to 6 months or 1 year.

My question is… If i continue with the same plan.. i will not get a private SSL and dedicated IP. How important are these things if i want to setup a basic e-commerce page on my website?

Is it possible to run the e-commerce page through an external site like bigcartel and add to my existing page instead of changing my plan to include dedicated ip and private ssl?

Please advice..

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